Expert guidance for private health insurance tailored to healthy individuals
Healthy individuals often qualify for significantly lower premium rates in the private market, saving you money each month compared to public marketplace plans.
Access to a broader network of doctors and specialists without the restrictions often found in marketplace plans.
Customize your plan to fit your specific needs and budget, with options not available on the public marketplace.
Shorter wait times for appointments and procedures, ensuring you get the care you need when you need it. As well as a 24/7 Virtual Doctor.
Clear pricing structures and the ability to lock in rates, helping you budget effectively for your healthcare needs.
Have questions or want to make changes to your plan? Feel free to reach out anytime. I'm here to help you find the best coverage for your needs.
We help healthy individuals find affordable private health insurance plans with lower premiums and better coverage options tailored to your specific needs and lifestyle.
We provide comprehensive family health insurance solutions that protect your loved ones while keeping costs manageable, with flexible plans that grow with your family.
We assist small business owners in securing quality health insurance for themselves and their employees.
Someone in America suffers a heart attack. Medical emergencies don't wait, and neither should your health coverage. Without proper insurance, a single cardiac event can cost upwards of $50,000 or more. Don't let your family face financial devastation when health crisis strikes. The time to protect yourself is now, before it's too late.
Two-thirds of all bankruptcies in America are caused by medical bills. One unexpected health issue can wipe out your savings and destroy your financial future. Private health insurance provides the protection you need to safeguard your family's financial security. Don't wait until it's too late.
Ready to explore your private health insurance options? I'm here to help you find the perfect plan.
Private health insurance is coverage purchased directly from insurance companies, outside of government marketplaces. These plans often offer more flexibility, broader provider networks, and competitive pricing for healthy individuals who don't qualify for subsidies.
Private health insurance is ideal for healthy individuals and families who don't qualify for government subsidies, self-employed professionals, small business owners, and anyone seeking more affordable premiums with flexible coverage options tailored to their specific needs.
A PPO (Preferred Provider Organization) is a type of health insurance plan that offers flexibility in choosing healthcare providers. You can see any doctor or specialist without a referral, though you'll pay less if you use providers within the plan's network. PPOs typically have higher premiums but offer greater freedom in healthcare choices.
An HMO (Health Maintenance Organization) is a health insurance plan that typically requires you to choose a primary care physician and get referrals to see specialists. HMOs usually have lower premiums and out-of-pocket costs but require you to use providers within their network except in emergencies.
Yes, in many cases private health insurance premiums are tax deductible. Self-employed individuals can often deduct 100% of their health insurance premiums, and medical expenses exceeding 7.5% of your adjusted gross income may also be deductible. Consult with a tax professional to understand your specific situation.