Your Health, Your Choice

Expert guidance for private health insurance tailored to healthy individuals

Why Choose Private Insurance When You're Healthy?

Lower Premiums

Healthy individuals often qualify for significantly lower premium rates in the private market, saving you money each month compared to public marketplace plans.

More Provider Choices

Access to a broader network of doctors and specialists without the restrictions often found in marketplace plans.

Flexible Coverage Options

Customize your plan to fit your specific needs and budget, with options not available on the public marketplace.

Faster Access to Care

Shorter wait times for appointments and procedures, ensuring you get the care you need when you need it. As well as a 24/7 Virtual Doctor.

Predictable Costs

Clear pricing structures and the ability to lock in rates, helping you budget effectively for your healthcare needs.

Always Here to Help

Have questions or want to make changes to your plan? Feel free to reach out anytime. I'm here to help you find the best coverage for your needs.

Who We Help

Individuals

We help healthy individuals find affordable private health insurance plans with lower premiums and better coverage options tailored to your specific needs and lifestyle.

Families

We provide comprehensive family health insurance solutions that protect your loved ones while keeping costs manageable, with flexible plans that grow with your family.

Small Businesses

We assist small business owners in securing quality health insurance for themselves and their employees.

Where We Help

Licensed States
Not Licensed
40

Every 40 Seconds

Someone in America suffers a heart attack. Medical emergencies don't wait, and neither should your health coverage. Without proper insurance, a single cardiac event can cost upwards of $50,000 or more. Don't let your family face financial devastation when health crisis strikes. The time to protect yourself is now, before it's too late.

66.5%

Medical Bills Are The Leading Cause

Two-thirds of all bankruptcies in America are caused by medical bills. One unexpected health issue can wipe out your savings and destroy your financial future. Private health insurance provides the protection you need to safeguard your family's financial security. Don't wait until it's too late.

Get in Touch

Ready to explore your private health insurance options? I'm here to help you find the perfect plan.

Zach - Health Insurance Advisor
My Hours Mon-Sat: 7:30 AM - 8:00 PM EST

Frequently Asked Questions

Private health insurance is coverage purchased directly from insurance companies, outside of government marketplaces. These plans often offer more flexibility, broader provider networks, and competitive pricing for healthy individuals who don't qualify for subsidies.

Private health insurance is ideal for healthy individuals and families who don't qualify for government subsidies, self-employed professionals, small business owners, and anyone seeking more affordable premiums with flexible coverage options tailored to their specific needs.

A PPO (Preferred Provider Organization) is a type of health insurance plan that offers flexibility in choosing healthcare providers. You can see any doctor or specialist without a referral, though you'll pay less if you use providers within the plan's network. PPOs typically have higher premiums but offer greater freedom in healthcare choices.

An HMO (Health Maintenance Organization) is a health insurance plan that typically requires you to choose a primary care physician and get referrals to see specialists. HMOs usually have lower premiums and out-of-pocket costs but require you to use providers within their network except in emergencies.

Yes, in many cases private health insurance premiums are tax deductible. Self-employed individuals can often deduct 100% of their health insurance premiums, and medical expenses exceeding 7.5% of your adjusted gross income may also be deductible. Consult with a tax professional to understand your specific situation.